By Wendell Potter
Wendell Potter is the coverage industry's worst nightmare.In June 2009, Wendell Potter made nationwide headlines along with his sizzling testimony prior to the Senate panel on health and wellbeing care reform. This former senior vice chairman of CIGNA defined how healthiness insurers make gives you they've got no purpose of preserving, how they flout laws designed to guard shoppers, and the way they skew political debate with multibillion-dollar PR campaigns designed to unfold disinformation.Potter had walked clear of a six-figure wage and twenty years as an coverage govt simply because he may well now not abide the regimen practices of an the place the desires of unwell and discomfort americans take a backseat to the base line. The final straw: while he visited a rural wellbeing and fitness health center and observed enormous quantities of individuals status in line within the rain to obtain therapy in stalls outfitted for livestock.In Deadly Spin, Potter takes readers backstage to teach how an immense bite of our absurd healthcare spending really bankrolls a propaganda crusade and lobbying attempt taken with retaining something: gains. regardless of the destiny of the present health and wellbeing care laws, it makes no try and swap that primary challenge.
Potter indicates how relentless PR attacks play an insidious position in our political approach at any place that company gains are at stake—from weather swap to protection coverage. Deadly Spin tells us why—and how—we needs to struggle back.
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Additional info for Deadly Spin: An Insurance Company Insider Speaks Out on How Corporate PR Is Killing Health Care and Deceiving Americans
The study involves calculation of cost efﬁciency score of life insurance sector in India with the DEA. LIC has consistently secured a cost-efﬁciency score of 1 in 2 ANALYSING THE TECHNICAL EFFICIENCY AND PRODUCTIVITY CHANGE . . 41 all the years from 2000–2001 to 2009–2010 and scored the highest rank for all the years under study. Thus, LIC has consistently been a costefﬁcient organization. While in the case of the private life insurance companies, the cost-efﬁciency score has been inconsistent.
The results also indicate that the x-inefﬁciency estimates derived from the stochastic cost frontier model are more suitable for this sample of data than those derived from the distribution-free model. Donni and Fecher (1997) measure the technical efﬁciency (TE) levels in 15 Organisation for Economic Co-operation and Development (OECD) insurance industries over the period 1983–1991 and decompose productivity changes into technical progress and efﬁciency variations. The study ﬁnds that growth in productivity observed in all countries is essentially due to improvements in technical progress.
However, PLI is not for investors who are looking for new-age products like unit-linked insurance policies (ULIPs) and pension plans. The postal department offers six plain vanilla plans, namely Suraksha (whole life assurance), Santosh (endowment assurance), Suvidha (convertible whole life insurance), Sumangal (anticipated endowment assurance), Yugal Suraksha (joint endowment) and Children’s Policy. These policies just offer death cover while LIC and other insurance companies offer accidental death beneﬁt with extra premiums.