By AslÄ± DemirgÃ¼Ã§-Kunt, Edward J. Kane, Luc Laeven
Drawing on an unique cross-country dataset on deposit assurance structures, an evaluation of the influence of deposit coverage on banking results and the coverage implications for constructing nations.
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Winner of the 2003 certificates of Excellence provided by way of the TIAA-CREF Institute The health and wellbeing care differs from such a lot different industries in that scientific pricing is essentially administered by means of the govt and personal insurers and in that it makes use of various kinds of contracts. companies may perhaps obtain a hard and fast sum for all priceless companies inside a given time period, for the mandatory prone to regard a given , or for every particular provider.
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Additional resources for Deposit Insurance around the World: Issues of Design and Implementation
Hovakimian, Armen, Edward J. Kane, and Luc Laeven. 2003. How Country and SafetyNet Characteristics Affect Bank Risk-Shifting. Journal of Financial Services Research 23 (3): 177–204. Kane, Edward J. 1995. Three Paradigms for the Role of Capitalization Requirements in Insured Financial Institutions. Journal of Banking and Finance 19: 431–459. Kane, Edward J. 2000. Designing Financial Safety Nets to Fit Country Circumstances. Policy Research Working Paper no. C. , and Berry K. Wilson. 1998. A Contracting-Theory Interpretation of the Origins of Federal Deposit Insurance.
To study this sample robustly, the authors use three complementary regression strategies: limited dependent-variable regression, hazard analysis, and Heckman selection models. They estimate adoption and design decisions simultaneously and control for the inﬂuence of economic and political characteristics, disruptive events (such as macroeconomic shocks), occurrence and severity of crises, and the nature of the contracting environment. They ﬁnd that outside pressure to emulate developed-country regulatory frameworks and political arrangements that facilitate intersectoral deal making dispose a country toward adopting a DI scheme.
Demirgu¨c¸-Kunt, Aslı, and Tolga Sobaci, 2001. Deposit Insurance around the World: A Database. World Bank Economic Review 15: 481–490. Diamond, Douglas, and Philip Dybvig. 1983. Bank Runs, Deposit Insurance and Liquidity. Journal of Political Economy 91: 401–419. Folkerts-Landau, David, and Carl-Johan Lindgren. 1998. Toward a Framework for Financial Stability. C. Garcia, Gillian. 1999. Deposit Insurance: A Survey of Actual and Best Practices. IMF Working Paper no. C. Honohan, Patrick, and Daniela Klingebiel.